:root{
  --ink:#0B1220;
  --slate:#334155;
  --mist:#F5F7FB;
  --gold:#C8A45D;
  --border:#E6E8EF;
  --white:#ffffff;
  --shadow: 0 18px 40px rgba(11,18,32,.10);
  --shadow2: 0 10px 18px rgba(11,18,32,.08);
  --radius: 18px;
  --radius2: 24px;
  --container: 1120px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color:var(--ink);
  background:var(--mist);
  line-height:1.55;
}
img{max-width:100%; height:auto}
a{color:inherit}
code{font-family: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", monospace; font-size:.95em}
::selection{background: rgba(200,164,93,.25)}
.skiplink{
  position:absolute; left:10px; top:10px;
  padding:10px 12px;
  border-radius:12px;
  background:var(--white);
  border:1px solid var(--border);
  transform:translateY(-140%);
  z-index:999;
}
.skiplink:focus{transform:translateY(0); outline: 3px solid rgba(200,164,93,.35)}
.main{min-height:60vh}
.container{max-width:var(--container); padding:0 18px; margin:0 auto}
.muted{color:rgba(51,65,85,.75)}
.hr{height:1px; background:var(--border); margin:18px 0}

.header{
  position:sticky; top:0; z-index:50;
  background: rgba(245,247,251,.82);
  backdrop-filter: blur(10px);
  border-bottom:1px solid rgba(230,232,239,.9);
}
.header__inner{display:flex; align-items:center; justify-content:space-between; gap:14px; padding:14px 0}

.brand{display:flex; align-items:center; gap:10px; text-decoration:none}
.brand__name{font-weight:600; letter-spacing:.2px}
.brand__mark{display:block}

.nav{display:flex; align-items:center; gap:8px}
.nav__link{
  text-decoration:none;
  padding:10px 12px;
  border-radius:12px;
  font-weight:500;
  color:rgba(11,18,32,.82);
  transition: background .15s ease, color .15s ease, transform .15s ease;
}
.nav__link:hover{background:rgba(200,164,93,.10); color:var(--ink); transform: translateY(-1px)}
.nav__link[aria-current="page"]{background:rgba(11,18,32,.06); color:var(--ink)}
.nav__link--cta{
  background:rgba(200,164,93,.16);
  border:1px solid rgba(200,164,93,.30);
}
.nav__link--cta:hover{background:rgba(200,164,93,.22)}

.navbtn{
  display:none;
  width:44px; height:44px;
  border-radius:14px;
  border:1px solid var(--border);
  background:var(--white);
  box-shadow: var(--shadow2);
}
.navbtn:focus{outline:3px solid rgba(200,164,93,.35); outline-offset:2px}
.navbtn__bar{display:block; height:2px; margin:7px 9px; background:var(--ink); opacity:.85; border-radius:2px}

.hero{
  position:relative;
  overflow:hidden;
  border-bottom:1px solid rgba(230,232,239,.9);
}
.hero__bg{
  position:absolute; inset:0;
  background-size:cover; background-position:center;
  transform:scale(1.02);
}
.hero__overlay{
  position:absolute; inset:0;
  background: linear-gradient(180deg, rgba(11,18,32,.62), rgba(11,18,32,.50) 45%, rgba(245,247,251,.92) 100%);
}
.hero__inner{position:relative; padding:68px 0 44px}
.kicker{
  display:inline-flex;
  gap:10px; align-items:center;
  font-weight:600;
  letter-spacing:.12em;
  text-transform:uppercase;
  font-size:.78rem;
  color:rgba(245,247,251,.88);
}
.h1{
  font-family:"Playfair Display", Georgia, serif;
  font-weight:700;
  letter-spacing:-.02em;
  font-size: clamp(2.1rem, 4.2vw, 3.3rem);
  line-height:1.08;
  margin:14px 0 12px;
  color:var(--white);
  text-shadow: 0 12px 30px rgba(11,18,32,.25);
}
.lead{
  max-width: 62ch;
  font-size:1.08rem;
  color:rgba(245,247,251,.86);
  margin:0 0 18px;
}
.hero__actions{display:flex; flex-wrap:wrap; gap:10px; margin-top:16px}

.btn{
  display:inline-flex; align-items:center; justify-content:center;
  gap:8px;
  padding:11px 14px;
  border-radius:14px;
  border:1px solid rgba(230,232,239,.95);
  background: rgba(255,255,255,.86);
  color: var(--ink);
  text-decoration:none;
  font-weight:600;
  box-shadow: var(--shadow2);
  transition: transform .15s ease, background .15s ease, border-color .15s ease;
}
.btn:hover{transform:translateY(-1px); background: rgba(255,255,255,.96)}
.btn:focus{outline:3px solid rgba(200,164,93,.35); outline-offset:2px}
.btn--primary{
  background: rgba(200,164,93,.96);
  color: var(--ink);
  border-color: rgba(200,164,93,.70);
}
.btn--primary:hover{background: rgba(200,164,93,1)}
.btn--ghost{
  background: rgba(11,18,32,.20);
  border-color: rgba(245,247,251,.20);
  color: rgba(245,247,251,.92);
}
.btn--ghost:hover{background: rgba(11,18,32,.26)}
.btn[disabled]{opacity:.6; pointer-events:none}

.kpi{
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap:12px;
  max-width: 720px;
}
.kpi__item{
  background: rgba(255,255,255,.86);
  border:1px solid rgba(230,232,239,.95);
  border-radius: var(--radius);
  padding:14px 14px;
  box-shadow: var(--shadow2);
}
.kpi__label{font-size:.82rem; color:rgba(51,65,85,.78); font-weight:600}
.kpi__value{font-weight:700; margin-top:6px}

.section{padding:44px 0}
.section--tight{padding:34px 0}
.section__head{
  display:flex; align-items:flex-end; justify-content:space-between;
  gap:14px; margin-bottom:16px;
}
.h2{
  font-family:"Playfair Display", Georgia, serif;
  font-weight:700;
  font-size: clamp(1.6rem, 3.2vw, 2.2rem);
  margin:0;
  letter-spacing:-.01em;
}
.subhead{margin:8px 0 0; color:rgba(51,65,85,.82); max-width:70ch}

.grid{display:grid; gap:14px}
.grid--3{grid-template-columns: repeat(3, minmax(0,1fr))}
.grid--2{grid-template-columns: repeat(2, minmax(0,1fr))}

.card{
  background: rgba(255,255,255,.92);
  border:1px solid rgba(230,232,239,.95);
  border-radius: var(--radius2);
  overflow:hidden;
  box-shadow: var(--shadow2);
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.card:hover{transform: translateY(-2px); box-shadow: var(--shadow)}
.card__media{
  height: 168px;
  background-size: cover;
  background-position: center;
}
.card__body{padding:16px}
.card__title{font-weight:800; letter-spacing:-.01em; margin:0 0 8px}
.card__text{margin:0 0 12px; color:rgba(51,65,85,.86)}
.card__meta{display:flex; flex-wrap:wrap; gap:8px}
.tag{
  display:inline-flex; align-items:center;
  padding:6px 10px;
  border-radius:999px;
  border:1px solid rgba(230,232,239,.95);
  background: rgba(245,247,251,.85);
  font-size:.83rem;
  color:rgba(51,65,85,.86);
  font-weight:600;
}

.banner{
  position:relative;
  overflow:hidden;
  border-radius: 26px;
  border:1px solid rgba(230,232,239,.95);
  box-shadow: var(--shadow2);
  min-height: 168px;
  background: rgba(255,255,255,.92);
}
.banner__bg{position:absolute; inset:0; background-size:cover; background-position:center}
.banner__overlay{position:absolute; inset:0; background: linear-gradient(90deg, rgba(11,18,32,.70), rgba(11,18,32,.28) 55%, rgba(11,18,32,.12))}
.banner__inner{
  position:relative;
  padding:22px 20px;
  display:flex; align-items:center; justify-content:space-between;
  gap:16px;
  color: rgba(245,247,251,.92);
}
.banner__title{
  font-family:"Playfair Display", Georgia, serif;
  font-weight:700;
  letter-spacing:-.01em;
  margin:0 0 6px;
  font-size: 1.5rem;
}
.banner__text{margin:0; color:rgba(245,247,251,.84); max-width:60ch}

.prose{
  background: rgba(255,255,255,.92);
  border:1px solid rgba(230,232,239,.95);
  border-radius: 26px;
  padding:18px 18px;
  box-shadow: var(--shadow2);
}
.prose h3{
  margin: 10px 0 8px;
  font-family:"Playfair Display", Georgia, serif;
  letter-spacing:-.01em;
}
.prose p{margin: 8px 0}
.prose ul{margin:8px 0 8px 20px}
.prose li{margin:6px 0}
.prose a{color: var(--ink); text-underline-offset: 3px}
.prose a:hover{color: rgba(11,18,32,.85)}

.form{
  display:grid; gap:12px;
}
.field{display:grid; gap:6px}
.label{font-weight:700; font-size:.92rem; color:rgba(11,18,32,.86)}
.input, .textarea, .select{
  width:100%;
  border-radius: 16px;
  border:1px solid rgba(230,232,239,.95);
  background: rgba(245,247,251,.85);
  padding:12px 12px;
  font: inherit;
  color: var(--ink);
  transition: border-color .15s ease, background .15s ease, box-shadow .15s ease;
}
.input:focus, .textarea:focus, .select:focus{
  outline:none;
  border-color: rgba(200,164,93,.65);
  box-shadow: 0 0 0 4px rgba(200,164,93,.16);
  background: rgba(255,255,255,.92);
}
.textarea{min-height:140px; resize:vertical}
.help{font-size:.88rem; color: rgba(51,65,85,.78)}
.notice{
  padding:12px 12px;
  border-radius: 18px;
  border:1px solid rgba(230,232,239,.95);
  background: rgba(255,255,255,.92);
  box-shadow: var(--shadow2);
}

.split{
  display:grid;
  grid-template-columns: 1.2fr .8fr;
  gap:14px;
  align-items:start;
}

.featured{
  display:flex; flex-wrap:wrap;
  gap:10px;
  padding:12px 0 0;
}
.wordmark{
  display:inline-flex; align-items:center; justify-content:center;
  padding:10px 12px;
  border-radius: 999px;
  border:1px solid rgba(245,247,251,.20);
  background: rgba(11,18,32,.20);
}
.wordmark svg{height:18px; width:auto; opacity:.85}

.accordion{display:grid; gap:10px}
.acc__item{
  border:1px solid rgba(230,232,239,.95);
  border-radius: 18px;
  background: rgba(255,255,255,.92);
  box-shadow: var(--shadow2);
  overflow:hidden;
}
.acc__btn{
  width:100%;
  text-align:left;
  display:flex; align-items:center; justify-content:space-between;
  gap:10px;
  padding:14px 14px;
  font: inherit;
  border:0;
  background:transparent;
  cursor:pointer;
  font-weight:800;
  color: rgba(11,18,32,.90);
}
.acc__btn:focus{outline:3px solid rgba(200,164,93,.35); outline-offset:2px}
.acc__panel{
  max-height:0;
  overflow:hidden;
  transition: max-height .22s ease;
}
.acc__panel-inner{padding:0 14px 14px; color: rgba(51,65,85,.86)}
.acc__item.is-open .acc__panel{max-height: 420px}

.footer{
  padding:34px 0 28px;
  border-top:1px solid rgba(230,232,239,.95);
  background: rgba(255,255,255,.70);
}
.footer__top{
  display:flex; gap:16px;
  align-items:flex-start;
  justify-content:space-between;
}
.footer__brand{max-width: 46ch}
.footer__logo{display:block; margin-bottom:10px}
.footer__cols{display:grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap:14px; min-width: 420px}
.footer__head{font-weight:900; margin-bottom:8px}
.footer__link{display:block; text-decoration:none; padding:6px 0; color: rgba(11,18,32,.86)}
.footer__link:hover{text-decoration:underline; text-underline-offset:3px}
.footer__text{padding:6px 0; color: rgba(51,65,85,.82)}
.footer__fineprint{margin-top:16px; color: rgba(51,65,85,.80)}
.footer__fineprint p{margin:8px 0}

.reveal{opacity:0; transform: translateY(12px); transition: opacity .35s ease, transform .35s ease}
.reveal.is-in{opacity:1; transform: translateY(0)}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  .reveal{opacity:1; transform:none; transition:none}
  .card, .btn, .nav__link{transition:none}
}

@media (max-width: 980px){
  .grid--3{grid-template-columns: 1fr 1fr}
  .split{grid-template-columns: 1fr}
  .footer__top{flex-direction:column}
  .footer__cols{min-width:auto; width:100%; grid-template-columns: repeat(2, minmax(0,1fr))}
}
@media (max-width: 720px){
  .grid--3, .grid--2{grid-template-columns: 1fr}
  .hero__inner{padding:56px 0 36px}
  .kpi{grid-template-columns: 1fr; max-width: 520px}
  .navbtn{display:inline-flex; align-items:center; justify-content:center}
  .nav{
    position:fixed;
    inset: 66px 12px auto 12px;
    background: rgba(255,255,255,.94);
    border:1px solid rgba(230,232,239,.95);
    border-radius: 20px;
    padding:10px;
    box-shadow: var(--shadow);
    display:none;
    flex-direction:column;
    align-items:stretch;
    gap:6px;
  }
  .nav.is-open{display:flex}
  .nav__link{padding:12px 12px}
  .nav__link--cta{justify-content:center}
  .banner__inner{flex-direction:column; align-items:flex-start}
}